Mortgage Services
We offer a mortgage service that does more than simply present the cheapest rates, instead we offer professional advice that can achieve significant value for our clients.
Here is a snapshot of the journey our mortgage clients will take with us:
Initial Meeting
The cost of the initial meeting is paid for by Begley Brown. The purpose of this discussion is to identify your unique requirements in order to establish your key mortgage selection criteria.
Explanation Of Market Jargon
We like to keep it simple and will provide you with a clear and simple explanation of any confusing mortgage terminology.
Initial Research
We carry out in depth market analysis to create a lender shortlist considering:
- Interest Rates
- Affordability
- Speed Of Processing
- Customer Service History
- Any other Costs
Detailed Research
We help you select the most suitable lender based on our experience, up to date market knowledge and analysis.
Application Support
We help you select the most suitable lender based on our experience, up to date market knowledge and analysis.aWe will support you through the entire application process which includes assisting you in completing the various mortgage application forms and will position your application for approval by the selected mortgage lender.
Application Submission
We not only submit your application, we also confirm the lender has received it, just to be sure.
Application Management
To keep your mortgage application on track we follow up every application 48 hours later which means any issues which may need addressed can be dealt with as they arise.
Surveyor Management
Where required, we will instruct valuations on your behalf and check valuations to ensure all details are correct and fit with the important lending criteria. We ensure Home Reports are valid and up to date and also make sure lenders receive transcripts of surveys and home reports as efficiently as possible. We will also manage any interactions between your surveyor and lender.
Solicitor Management
We communicate directly with your solicitor to keep them on track and manage all interactions between your solicitor and mortgage lender.
The Final Completion Service
We work to minimise all stress involved in the last 24 hours, managing the final part of your mortgage journey.
Your home may be repossessed if you do not keep up repayments on your mortgage.
“Annual income twenty pounds, annual expenditure nineteen six, result happiness.
Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.”
Mr Micawber (Charles Dickens)