Why Save Now?

Why Save Now?

For some weird reason, whenever we are out and about, everyone want to talk to us about financial ‘stuff’. Believe it or not, we much prefer hearing about their life stories but I guess it comes with the job that you become a sounding board for financial matters for...
It’s Normal to Feel Uneasy

It’s Normal to Feel Uneasy

By now, most of our readers will be more than used to our core investment beliefs of staying calm, riding out volatility, and the fact that markets will rise over the long term, but there is more to it than that. We always say ‘don’t panic’ but in reality what we mean...
Market Volatility

Market Volatility

Hopefully, we don’t sound like a broken record with this, but once again, we find ourselves coming out of a couple of weeks of headlines about market crashes. We are conscious that the ‘tune out the noise’, ‘it’s not about timing the market but time in the market’...
5 Top Tips for 2025

5 Top Tips for 2025

As we near the end of January and the gyms start to return to normality, most people’s dry Januarys have ground to a halt, and the majority of New Year resolutions have been broken, we wanted to issue our 5 Top Tips for the year. For those regular readers, hopefully,...
Autumn Budget – 2024

Autumn Budget – 2024

We are all struggling to remember a Budget that has been discussed at such lengths in the lead up to the event. After months of rumours, we finally have a clearer picture of what the tax environment will look like moving forward. If you cast your mind back to...
A ‘Painful’ Upcoming Budget?

A ‘Painful’ Upcoming Budget?

We are now eight weeks into a new Labour Government and it remains a hot topic of conversation. Somewhat unsurprisingly Rachel Reeves, the new Chancellor, has already told us that the finances are in a worse state than they initially thought and we should brace...
Market Turbulence – When In Doubt, Zoom Out

Market Turbulence – When In Doubt, Zoom Out

With the last few days being volatile in investment markets, we thought we would issue some hopefully comforting words for anyone worried about what is happening.  While everyone is captivated by the Olympic Games in Paris, admiring the incredible feats of the...
18 Summers

18 Summers

As I sit here writing this, I am staring out of a window, covered in spots of rain, looking out into a grey Glasgow sky. It feels almost wrong to be writing about summers at this point in time. This blog is not intended to make you ponder the question of how many days...
Election Special

Election Special

With just a week to go until the General Election, we thought it would be worth touching on a few key elements. 2024 was already billed to be a record-breaking year for people going to the polls worldwide. With elections already held in India, Russia, South Africa,...
Don’t Keep Us a Secret

Don’t Keep Us a Secret

Being from the west coast of Scotland, this blog feels almost unnatural to write. We tend to downplay a lot of what we do here to not appear to come across as being big-headed but as we approach the end of our 17th year in business, we have been reflecting on our...